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How to Cancel Trading 212

You can close your Trading 212 account online without fees, but you must first sell all investments and withdraw your cash balance. Account closure is completed within 24 hours of submission.

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Quick Facts

Cancel online?
Yes
Pause option?
No
Refund policy
No fees charged for account closure. Refunds depend on account activity and local consumer protection laws.
After cancellation
Personal data is deleted within 30 - 90 days after closure under GDPR. Regulatory and transaction records are retained for 6 years for legal compliance.

Cancellation Steps

Go directly to Trading 212 cancellation page

  1. Sign in to Trading 212

    Open the Trading 212 app or visit trading212.com and log in with your email and password.

  2. Go to Settings and find Close Account

    Tap the menu icon, select Settings, then look for the Close Account option under account management.

  3. Sell all positions and fractional shares

    Liquidate your entire portfolio in the Holdings section. Fractional shares must be sold individually.

  4. Withdraw your cash balance and confirm closure

    Navigate to Wallet, select Withdraw, choose your bank account, and complete the closure. You'll receive a confirmation email.

Tips & Things to Know

  • Sell positions during market hours (9:30 AM - 4:00 PM EST for US stocks) to avoid delays.
  • ISA transfers to another provider take 4 - 6 weeks, so plan ahead if moving your holdings.
  • Keep your final statement and withdrawal confirmation for tax purposes if you've made capital gains.

Your Consumer Rights

  • Consumer Rights Act 2015 (UK) applies to all UK users of Trading 212.
  • FCA Handbook Rules provide investment account protections and GDPR Data Protection Rights apply to all personal data.

Frequently Asked Questions

Can I close my Trading 212 account at any time?
Yes, without penalty or notice period. You must liquidate all investments and withdraw your cash balance first. Closure is completed within 24 hours of submission.
Will I get a refund if I close my account?
No subscription fees apply, so there's no refund for closure. You receive your cash balance at current value. Investment losses are not refundable—they reflect market performance.
What happens to my investments after closure?
All positions must be sold before closure. You can transfer eligible holdings like ISA stocks to another platform via a 4 - 6 week transfer process.
How long does account closure take?
Closure is finalised within 24 hours. Cash withdrawals appear in 2 - 5 business days depending on your bank.
Can I reopen my Trading 212 account later?
Yes, you can create a new account after closure. You'll need to pass identity verification again, and previous trading history won't be restored.

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