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How to Cancel Barclays

Closing a Barclays account requires moving any direct debits and standing orders first. You can use the Current Account Switch Service (CASS) to move everything to a new bank automatically, or close it manually in branch or by phone.

Tricky
~30 minutes
Banking

Steps verified March 2026

Quick Facts

Cancel online?

No — phone/letter required

Pause option?

No

Refund policy

Any remaining balance is transferred to a nominated account. No closure fees for standard current accounts.

After cancellation

Barclays retains records for at least 6 years per regulatory requirements. Past statements can be requested after closure.

What to Watch Out For

  • Cannot close the account fully online - requires a phone call or branch visit
  • Phone agents will suggest switching to a different Barclays product rather than closing

Cancellation Steps

Go directly to Barclays cancellation page
1

Open a new bank account

Set up your new account first so you have somewhere for your money and payments to go.

2

Use the switching service

Ask your new bank to initiate CASS. They handle moving direct debits and closing Barclays.

3

Or contact Barclays directly

Call 0345 734 5345 or visit a branch to request account closure. Ensure balance is zero.

4

Confirm closure

You will receive written confirmation once the account is closed.

Tips & Things to Know

  • The Current Account Switch Service takes 7 working days and is free.
  • Ensure your balance is zero and all pending transactions have cleared.
  • Keep your final statements for your records — you may need them for tax returns.

Your Consumer Rights

  • Under the Payment Services Regulations 2017, banks must close payment accounts at no charge within a reasonable timeframe.
  • The CASS guarantee ensures payments to your old account are automatically redirected for 3 years.

Frequently Asked Questions

Can I close my Barclays account at any time?

Yes. There is no penalty for closing a standard Barclays current account. Use CASS for the easiest process.

Will I get my money back from Barclays?

Yes. Your balance is transferred to a nominated account during the closure process.

What happens to my Barclays data after closing?

Barclays retains records for at least 6 years per FCA regulations. You can request past statements.

How long does Barclays account closure take?

Via CASS: 7 working days. Directly via phone/branch: up to 10 working days.

What is the Current Account Switch Service?

CASS is a free service where your new bank handles everything: moving Direct Debits, redirecting payments, and closing your old account within 7 working days.