How to Cancel TD Bank US
TD Bank is one of the largest banks on the US East Coast. Account closure can be done in-branch or by phone. Bring photo ID and your account details.
Steps verified March 2026
Quick Facts
Cancel online?
No — phone/letter required
Pause option?
No
Refund policy
Remaining balance transferred or sent by check.
After cancellation
Records kept for 7 years per federal requirements.
What to Watch Out For
- Branch staff may offer account upgrades.
Cancellation Steps
Go directly to TD Bank US cancellation pageMove your money
Transfer your balance and redirect all automatic payments.
Visit a branch or call
Go to a TD Bank branch with photo ID, or call 1-888-751-9000.
Request account closure
Ensure all pending transactions have cleared.
Get written confirmation
Ask for a closure confirmation letter.
Tips & Things to Know
- Download or print statements before closing.
- Wait for all pending transactions to clear.
- Joint accounts require both holders to agree.
Your Consumer Rights
- CFPB enforces fair banking practices.
- Reg E protects electronic fund transfers.
Frequently Asked Questions
Can I close online?
No, you must visit a branch or call.
Is there a fee?
Some accounts have an early closure fee within the first year.
What about joint accounts?
Both holders must consent to closure.
How long does it take?
Usually same day at a branch.
What about my TD credit card?
Credit cards are separate products that must be cancelled independently.