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How to Cancel Revolut Pay

Closing your Revolut account is done entirely in the app and takes just a few minutes. You must transfer remaining funds, sell any crypto or stocks, and cancel direct debits before closure is processed.

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Banking

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Quick Facts

Cancel online?
Yes
Pause option?
No
Refund policy
No fees to close. Transfer remaining funds before closure - they stay yours.
After cancellation
Transaction statements retained for 6 years per financial regulations. Personal data deleted within 30 days of closure, unless legal obligations require longer retention.

Cancellation Steps

Go directly to Revolut Pay cancellation page

  1. Open the Revolut app and sign in

    Launch the Revolut app and log in with your credentials to access your account.

  2. Go to Settings and select Close Account

    Tap your profile icon, go to Settings, then Account, and select Close Account from the menu.

  3. Transfer funds and settle holdings

    Transfer remaining money to an external bank account. Sell any crypto or stocks held in your account.

  4. Cancel direct debits and confirm closure

    Cancel any scheduled payments, confirm closure, and verify via the email link sent to you within 24 hours.

Tips & Things to Know

  • Download your transaction history before closing - you'll need it for tax records and personal documentation.
  • Cancel any pending direct debits or scheduled transfers at least 24 hours before submitting your closure request.
  • Account closure is permanent. You can reapply anytime, but you'll need to re-verify your identity.

Your Consumer Rights

  • UK: Consumer Rights Act 2015 and FCA financial services regulations apply to your account.
  • Ireland: EU Consumer Rights Directive and Central Bank of Ireland regulations govern your closure rights.

Frequently Asked Questions

Can I cancel my Revolut account without fees?
Yes. Closing your Revolut account is free at any time with no penalties or minimum contract terms.
Will I get a refund for my premium subscription?
No. Revolut does not refund unused premium time. Your subscription expires on the next billing date.
What happens to my transaction history after closure?
Revolut retains statements for 6 years per financial regulations. Download them before closing if you need them.
How long does account closure take?
Closure typically completes within 1-2 business days after you verify via email confirmation.
Can I reopen my account after closing it?
Yes. You can reapply anytime, but you'll need to complete identity verification again.

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