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How to Cancel Revolut Metal

Revolut Metal is the top-tier Revolut plan offering a metal card, higher limits, and additional perks. Downgrading is done through the app. You can move to Premium, Plus, or the free Standard plan.

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Quick Facts

Monthly cost
£15.99/mo
£191.88/year
Cancel online?
Yes
Pause option?
No
Refund policy
No refunds for the current billing period. Benefits continue until the end of the paid period.
After cancellation
Your account, transaction history, and card remain active. Only premium features are removed.

Cancellation Steps

Go directly to Revolut Metal cancellation page

  1. Open the Revolut app

    Launch the Revolut app and go to your account.

  2. Go to plan settings

    Tap your profile > Plan > Manage plan.

  3. Select "Downgrade"

    Choose the plan you want to move to (Premium, Plus, or Standard).

  4. Confirm the change

    Follow the prompts. The downgrade takes effect at the end of the billing period.

Tips & Things to Know

  • The metal card stops working for premium perks but continues as a standard card.
  • Check your Revolut Stays, Trading, and Crypto limits as they decrease on lower plans.
  • Cashback and overseas medical insurance are lost on lower tiers.

Your Consumer Rights

  • Under the Consumer Contracts Regulations 2013, you have a 14-day cooling-off period.
  • Revolut is FCA-regulated and must comply with UK financial services rules.

Frequently Asked Questions

Can I keep my Revolut Metal card after downgrading?
The physical card still works as a Revolut card, but metal-specific perks (cashback, insurance) are lost.
What is the difference between Revolut Metal and Premium?
Metal adds higher cashback, overseas medical insurance, a metal card, and higher limits.
Can I downgrade Revolut at any time?
Yes. The downgrade takes effect at the end of your current billing period.
Will I lose my transaction history?
No. All account data and history are retained regardless of plan.
Is there a cancellation fee?
No. But you may have paid for an annual plan which is non-refundable.

Related Cancellation Guides