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How to Cancel Klarna Plus

Cancellation happens entirely in the Klarna app through your subscription settings. Your membership ends at the close of your current billing cycle, but your core BNPL account and payment plans remain unaffected.

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Quick Facts

Monthly cost
£7.99/mo
£95.88/year
Cancel online?
Yes
Pause option?
No
Refund policy
No refunds offered. Your membership benefits continue until the end of your billing period.
After cancellation
Your Klarna account, payment history, and BNPL record remain permanently on file. Your account stays fully functional and you can rejoin Plus anytime.

Cancellation Steps

Go directly to Klarna Plus cancellation page

  1. Open the Klarna app and sign in

    Launch the Klarna app and log in with your email and password.

  2. Go to account settings

    Tap the profile icon in the bottom-right corner, then select Settings.

  3. Find your Klarna Plus subscription

    Locate the Subscription or Membership section to view your current status.

  4. Cancel your membership

    Tap Cancel Membership and confirm the cancellation in the final dialog.

Tips & Things to Know

  • Spend your accumulated Klarna Plus rewards before cancellation - unused points are forfeited permanently.
  • Your core BNPL features and existing payment plans remain active after cancellation.
  • You can rejoin Klarna Plus anytime through Settings without losing your account history.

Your Consumer Rights

  • Under the Consumer Rights Act 2015, UK users have the right to cancel subscriptions without penalty.
  • US users are protected under ROSCA, which requires clear cancellation mechanisms and prohibits misleading billing.

Frequently Asked Questions

Can I cancel Klarna Plus anytime without penalties?
Yes. There are no contracts or early termination fees. Cancel anytime and keep access until your billing period ends.
Will I get a refund for unused time?
No. Klarna Plus does not offer prorated refunds. Your benefits continue until the end of your billing cycle.
What happens to my BNPL account after cancelling Plus?
Your entire Klarna account and all payment plans remain active and unaffected. Only premium discounts and rewards are removed.
Will cancellation affect my credit score or outstanding payments?
No. Cancellation has no impact on your credit profile or payment obligations. All plans continue normally.
Can I rejoin Klarna Plus after cancelling?
Yes, rejoin anytime through Settings. However, unused rewards from your previous membership are permanently forfeited.

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