How to Cancel Amex Platinum Card
American Express Platinum has a high annual fee with lounge access and travel perks. Cancel by calling Amex after redeeming points.
Tricky
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Quick Facts
- Cancel online?
- No — phone/letter required
- Pause option?
- No
- Refund policy
- No pro-rata refund on annual fee.
- After cancellation
- Records retained per FCA requirements.
Cancellation Steps
Go directly to Amex Platinum Card cancellation pageRedeem points
Transfer or use all Membership Rewards points.
Pay off balance
Clear any outstanding balance.
Call Amex
Call 0800 917 8047 to request cancellation.
Return card
Destroy the physical card. Request written confirmation.
Tips & Things to Know
- Annual fee is £575 — cancel before renewal to avoid next charge.
- Redeem all points before cancelling.
- Consider downgrading to Gold or free card.
- Lounge access and travel insurance end immediately.
Your Consumer Rights
- Consumer Credit Act 1974.
- FCA regulated.
Frequently Asked Questions
- Annual fee?
- £575/year.
- Points expire?
- Yes, immediately.
- Downgrade?
- Yes, to Gold or free card.
- Lounge access?
- Ends immediately.
- Supplementary cards?
- Also cancelled.