How to Cancel Saga Insurance
Saga Insurance is designed for the over-50s market and covers car, home, and travel insurance. Cancellation requires a phone call. A cancellation fee and pro-rata refund structure applies.
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Quick Facts
- Monthly cost
- £50.00/mo
- £600.00/year
- Cancel online?
- No — phone/letter required
- Pause option?
- No
- Refund policy
- Pro-rata refund minus cancellation fee. 14-day cooling-off period applies to new policies.
- After cancellation
- Policy and claims data retained for regulatory purposes.
Cancellation Steps
Go directly to Saga Insurance cancellation pageFind your policy number
Check your Saga Insurance documents or online account for your policy number.
Call Saga Insurance
Call 0800 056 9498 for car insurance or 0800 056 9496 for home insurance.
Request cancellation
Tell the agent you wish to cancel and confirm any fees or refund due.
Confirm in writing
Saga will send written confirmation of your policy cancellation.
Tips & Things to Know
- Saga policies auto-renew, so cancel before renewal to avoid being charged for another year.
- Within the 14-day cooling-off period, you can cancel with minimal charges.
- Check if Saga travel insurance covers any upcoming trips before cancelling.
Your Consumer Rights
- FCA rules provide a 14-day cooling-off period for new insurance policies.
- Saga must not make cancellation harder than sign-up under the Digital Markets, Competition and Consumers Act 2024.
Frequently Asked Questions
- Can I cancel Saga Insurance online?
- No. You need to call Saga to cancel your policy.
- Is Saga only for over-50s?
- Yes. Saga products are exclusively designed for people aged 50 and over.
- Does Saga auto-renew?
- Yes. Saga policies auto-renew unless you opt out before the renewal date.
- Will I get a refund?
- A pro-rata refund minus administration fees may be available for mid-term cancellations.
- What is the cooling-off period?
- You have 14 days from policy start to cancel for a near-full refund.