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How to Cancel Admiral Insurance

Admiral allows cancellation by phone. If you are within the 14-day cooling-off period, you get a full refund minus days of cover used. After that, a cancellation fee applies and you pay for the time on cover.

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Quick Facts

Cancel online?
No — phone/letter required
Pause option?
No
Refund policy
Within 14-day cooling-off period: full refund minus days of cover used. After that: pro-rata refund minus a cancellation fee of around 50 pounds.
After cancellation
Your claims history is retained on the CUE (Claims and Underwriting Exchange) database for 6 years. This affects future insurance quotes.

Cancellation Steps

Go directly to Admiral Insurance cancellation page

  1. Check your policy documents

    Find your policy number and review the cancellation terms in your documents.

  2. Call Admiral

    Phone 0333 220 2000 to speak to the cancellations team.

  3. Request cancellation

    Provide your policy number and confirm you want to cancel. Ask about any fees.

  4. Get written confirmation

    Ask for email confirmation of the cancellation and any refund due.

Tips & Things to Know

  • Within 14 days of the start date, you can cancel with a minimal charge for days used.
  • After 14 days, expect a cancellation fee (typically around £50) plus a charge for time on cover.
  • If you have made a claim during the policy, you may owe the full annual premium.

Your Consumer Rights

  • Under ICOBS (Insurance Conduct of Business Sourcebook), you have a 14-day cooling-off period for all insurance policies.
  • Cancellation fees must be fair and proportionate under the Consumer Rights Act 2015.

Frequently Asked Questions

Can I cancel Admiral Insurance at any time?
Yes. You can cancel mid-term, but expect a cancellation fee of around 50 pounds plus a charge for time on cover.
Will I get a refund from Admiral?
Within 14 days: full refund minus days used. After 14 days: pro-rata refund minus the cancellation fee.
What happens to my Admiral data after cancellation?
Your claims history remains on the CUE database for 6 years and is visible to all UK insurers.
How long does Admiral cancellation take?
The phone call takes 10-15 minutes. Cancellation can be immediate or set for a specific date.
Will I be charged more if I have made a claim?
Yes. If you have made a claim during the policy term, you may owe the full annual premium regardless of when you cancel.

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