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How to Cancel RAC Car Insurance

RAC provides car insurance in the UK. Cancel by calling customer services.

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Insurance

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Quick Facts

Cancel online?
No — phone/letter required
Pause option?
No
Refund policy
Pro-rata minus admin fee.
After cancellation
Records retained per FCA.

Cancellation Steps

Go directly to RAC Car Insurance cancellation page
  1. Review your policy

    Check renewal date and terms.

  2. Call RAC Insurance

    Phone 0330 159 1111.

  3. Request cancellation

    Provide your policy number.

  4. Get confirmation

    Written confirmation sent.

Tips & Things to Know

  • Arrange replacement insurance first.
  • You must be insured to drive legally.
  • Pro-rata refund for annual policies.
  • Admin fee may apply.

Your Consumer Rights

  • Consumer Rights Act 2015.
  • FCA regulated.

Frequently Asked Questions

Must have insurance?
Yes, legal requirement to drive.
Admin fee?
May apply.
Refund?
Pro-rata for remaining months.
Can I rejoin?
Yes, get new quote.
NCD?
No claims discount transfers.