How to Cancel NRMA Insurance
NRMA Insurance provides car, home, and travel insurance across Australia. You can cancel by calling NRMA directly. Refunds for unused premium are available on a pro-rata basis depending on the policy type.
Steps verified March 2026
Quick Facts
Monthly cost
£80.00/mo
£960.00/year
Cancel online?
No — phone/letter required
Pause option?
No
Refund policy
Pro-rata refund for unused premium on most policies. Administration fees may apply.
After cancellation
Claims history and policy records retained per Australian insurance regulations.
What to Watch Out For
- Retention offers and price-matching during the cancellation call
Cancellation Steps
Go directly to NRMA Insurance cancellation pageReview your policy
Check your policy documents for cancellation terms and any applicable fees.
Call NRMA
Phone 132 132 to request cancellation of your policy.
Provide policy details
Have your policy number and personal details ready for verification.
Confirm refund
Ask about any pro-rata refund for unused premium.
Tips & Things to Know
- Ensure you have replacement cover in place before cancelling, especially for car insurance.
- NRMA may offer a discount to retain you -- decide beforehand if you want to switch.
- Check if your policy is paid annually or monthly as this affects the refund calculation.
Your Consumer Rights
- Under the Australian Consumer Law (ACL) and Insurance Contracts Act, you can cancel insurance policies at any time.
- AFCA handles disputes about insurance cancellations and refunds.
Frequently Asked Questions
Can I cancel NRMA insurance online?
No. You need to call 132 132 to cancel your policy.
Will I get a refund if I cancel mid-policy?
Yes. A pro-rata refund is typically provided for unused premium.
Do I need to cancel before renewal?
Contact NRMA before your renewal date to prevent automatic renewal.
What if I have an open claim?
Open claims will continue to be processed even after policy cancellation.
Is NRMA the same as IAG?
NRMA Insurance is part of the IAG (Insurance Australia Group) family of brands.
Annual Cost
£960.00
per year for NRMA Insurance
Cancelling saves you this every year