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How to Cancel Credit Karma

Credit Karma (which absorbed Mint's personal finance features after Intuit shut down Mint in 2024) is a free credit monitoring and financial management platform. Since it is free, there is no subscription to cancel -- but you may want to delete your account and data. Account deletion removes your credit monitoring, tax filings, and financial data.

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Software

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Quick Facts

0
Cancel online?
Yes
Pause option?
No
Refund policy
Free service -- no refund applicable.
After cancellation
Account data is deleted upon request. Tax returns should be downloaded first.

Cancellation Steps

Go directly to Credit Karma cancellation page

  1. Log in to Credit Karma

    Go to creditkarma.com and sign in.

  2. Go to Settings

    Click your profile and navigate to Account Settings.

  3. Select Delete Account

    Scroll to find the Delete Account option.

  4. Confirm deletion

    Follow the prompts to confirm you want to permanently delete your account.

  5. Verify via email

    Check your email for a confirmation of account deletion.

Tips & Things to Know

  • Download your tax returns from Credit Karma Tax before deleting your account.
  • Credit Karma is free, so there is no financial benefit to deletion unless you want data removed.
  • Your credit scores will no longer be monitored after deletion.

Your Consumer Rights

  • Under the CCPA (California Consumer Privacy Act), you can request deletion of your personal data.
  • Credit Karma is subject to FTC oversight regarding data collection and advertising practices.
  • The Fair Credit Reporting Act governs how Credit Karma accesses and displays your credit data.

Frequently Asked Questions

Is Credit Karma free?
Yes. Credit Karma is entirely free and makes money through targeted financial product recommendations.
What happened to Mint?
Intuit shut down Mint in early 2024 and migrated users to Credit Karma.
Will deleting my account affect my credit score?
No. Credit Karma only monitors your score -- deleting the account does not change it.
Can I download my tax returns first?
Yes. Download all tax filings from Credit Karma Tax before deleting your account.
Is my financial data safe?
Credit Karma uses bank-level encryption. Data is deleted upon account closure request.

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