How to Cancel AAMI Insurance
AAMI cancellation requires a phone call to customer service. You'll receive a prorated refund for any unused prepaid premiums, and coverage ends on your specified date.
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Quick Facts
- Monthly cost
- £100.00/mo
- £1200.00/year
- Cancel online?
- No — phone/letter required
- Pause option?
- No
- Refund policy
- Prorated refund provided for unused prepaid premiums upon cancellation.
- After cancellation
- Policy records retained per Australian insurance regulations and ASIC requirements.
Cancellation Steps
Go directly to AAMI Insurance cancellation pageGather your policy details
Have your policy number and personal details ready before calling.
Call AAMI customer service
Phone AAMI to request cancellation of your policy.
Confirm your cancellation date
Specify when you want coverage to end and arrange replacement insurance.
Request written confirmation
Ask about your prorated refund and get cancellation confirmation in writing.
Tips & Things to Know
- Arrange replacement insurance before cancelling to avoid gaps in cover.
- AAMI provides prorated refunds for unused prepaid premiums.
- Always request written confirmation of your cancellation and refund amount.
Your Consumer Rights
- Australian Consumer Law permits cancellation of insurance policies with statutory cooling-off periods.
- ASIC regulations require insurers to handle cancellations fairly and provide written confirmation.
Frequently Asked Questions
- Can I cancel AAMI insurance online?
- No. You must call AAMI customer service to cancel your policy.
- Will I get a refund when I cancel?
- Yes. AAMI provides a prorated refund for any unused prepaid premiums.
- Is there a cancellation fee?
- Generally no cancellation fee applies, but check your policy terms.
- When does my cancellation take effect?
- On the date you specify during the cancellation call with AAMI.
- What happens if I cancel mid-policy?
- You lose cover from the cancellation date. Always arrange replacement insurance first.